Home » What Is A Premises Liability Case?

What Is A Premises Liability Case?

Baxley Maniscalco Injury Attorneys

We see a house surrounded by green lawn and trees during the day time.
Baxley Maniscalco Attorneys At Law

A premises liability case is a legal action brought by an individual injured on another person's property due to the property owner's negligence or wrongdoing.

Premises liability cases are intended to hold property owners accountable for injuries or losses suffered by individuals who are on their property and to compensate the injured parties for their damages.

Premises liability cases may arise in various circumstances, including slip-and-fall accidents.

Premises liability cases may be brought by individuals injured in a slip-and-fall accident on someone else's property.

Table of Contents

    Injuries Caused by Hazardous Conditions

    This may include cases involving wet or slippery floors, uneven surfaces, or other hazards that the property owner failed to address or warn about.

    Premises liability cases may also be brought by individuals injured by hazardous conditions on someone else's property, such as exposed wiring, toxic substances, or other dangers that the property owner knew or should have known about.

    Injuries Caused by Defective or Unsafe Products

    Premises liability cases may be brought by individuals injured by defective or unsafe products on someone else's property, such as faulty appliances or malfunctioning equipment.

    Who Pays for the Plaintiff’s Injuries?

    Premises liability claims are typically covered by liability insurance, which is a type of insurance that protects individuals and businesses against the financial consequences of being found legally responsible for injuries or losses suffered by others.

    Liability insurance may be included as part of a homeowner's insurance policy, a business owner's insurance policy, or a renter's insurance policy. The specific type of liability insurance that covers a premises liability claim will depend on the specific circumstances of the case and the laws of the jurisdiction.

    For example, a homeowner's insurance policy may cover a premises liability claim brought by an individual who has been injured on the homeowner's property. Similarly, a business owner's insurance policy may cover a premises liability claim brought by an individual who has been injured on the business owner's property.

    It is important to note that the specific coverage provided by liability insurance will depend on the terms of the policy and the specific circumstances of the case. It is important to review the policy carefully and to work closely with an attorney to understand the available coverage and to ensure that the claim is properly covered by the insurance policy.

    What Is the Property Owner’s Duty to Invitees?

    In Alabama, property owners have a duty to keep their premises safe for invitees, which includes customers, clients, and other individuals who are invited onto the property for business purposes. This means that property owners must take reasonable steps to identify and address any hazards or dangerous conditions on their property that could cause injury to invitees.

    If a property owner fails to fulfill this duty and an invitee is injured as a result, the property owner may be held liable for the invitee's injuries under Alabama's premises liability laws. To succeed in a premises liability claim, the invitee must be able to prove that the property owner knew or should have known about the hazard or dangerous condition and failed to take reasonable steps to address it.

    Examples of hazards or dangerous conditions that could give rise to a premises liability claim in Alabama include slippery floors, poorly maintained stairs, inadequate lighting, and protruding objects. If a property owner is aware of such hazards or dangerous conditions and does not take steps to repair or warn invitees about them, they may be held liable for any injuries that occur as a result.

    To protect themselves from liability, property owners in Alabama should regularly inspect their premises for hazards or dangerous conditions and take prompt action to address any issues that are identified. They should also post clear warning signs where appropriate and make sure that their premises are well-maintained and in good repair.

    What Is a Property Owner’s Duty to Licensees?

    In Alabama, property owners have a lesser duty to keep licensees safe on their premises compared to the duty they owe to invitees. A licensee is an individual who is on the property for their own purposes, such as a social guest or a door-to-door salesman.

    Under Alabama law, property owners have a duty to warn licensees of any known hazards or dangerous conditions on the property that are not readily apparent to the licensee. However, the property owner is not required to actively search for or repair such hazards or dangerous conditions.

    If a property owner fails to fulfill this duty and a licensee is injured as a result, the property owner may be held liable for the licensee's injuries under Alabama's premises liability laws. To succeed in a premises liability claim, the licensee must be able to prove that the property owner knew or should have known about the hazard or dangerous condition and failed to warn the licensee about it.

    Examples of hazards or dangerous conditions that could give rise to a premises liability claim in Alabama include poorly maintained stairs, inadequate lighting, and protruding objects. If a property owner is aware of such hazards or dangerous conditions and does not warn licensees about them, they may be held liable for any injuries that occur as a result.

    To protect themselves from liability, property owners in Alabama should make sure to warn licensees of any known hazards or dangerous conditions on their property that are not readily apparent. They should also take steps to ensure that their premises are well-maintained and in good repair.

    Dangerous Conditions on the Property That May Make Owner Liable for Injuries

    Here are a few examples of dangerous conditions or hazards that could give rise to liability in an Alabama premises liability case:

    1. Structural defects: Property owners have a duty to ensure that the structure of their property is safe and in good repair. This includes ensuring that the foundation, walls, and roof are in good condition and do not pose a risk of collapse or other hazards.

    2. Improperly maintained equipment: Property owners are also responsible for maintaining any equipment or machinery on their property in a safe condition. This includes ensuring that equipment is properly installed and maintained and that it is not defective or dangerous.

    3. Lack of security: Property owners have a duty to take reasonable steps to protect invitees and licensees from harm while on their property. This can include providing adequate security measures, such as security guards or surveillance cameras, to prevent crime or other hazards.

    4. Inadequate lighting: Poor lighting can create hazards, such as making it difficult to see stairs or other tripping hazards. Property owners have a duty to ensure that their premises are adequately lit to prevent accidents.

    5. Dangerous animals: Property owners are responsible for ensuring that any animals on their property, including pets and livestock, are kept under control and do not pose a danger to invitees or licensees.

    6. Swimming pools: Property owners who have a swimming pool on their property have a duty to ensure that the pool is safe and properly maintained. This can include fencing the pool to prevent unauthorized access, providing adequate pool covers, and ensuring that pool equipment is in good working order.

    Overall, it is the responsibility of property owners in Alabama to ensure that their premises are safe and free from hazards or dangerous conditions that could cause injury to invitees or licensees. If a property owner fails to fulfill this duty and someone is injured as a result, they may be held liable for the victim's injuries under Alabama's premises liability laws.

    When Will an Alabama Swimming Pool Owner Be Liable for Injuries?

    In order to safely maintain a swimming pool and avoid creating a dangerous condition that could lead to a lawsuit, Alabama swimming pool owners should do the following:

    • Fence the pool: Alabama law requires that a fence with a self-closing, self-latching gate enclose all residential pools. This helps to prevent unauthorized access to the pool and reduces the risk of accidents.
    • Use pool covers: Pool covers can help prevent accidents by keeping debris out of the pool and providing an extra layer of protection against unauthorized access.
    • Keep the pool clean and well-maintained: Regularly cleaning and maintaining the pool can help to prevent hazards such as algae growth, loose tiles, and malfunctioning equipment.
    • Maintain pool equipment: Properly maintaining pool equipment, such as filters, pumps, and heaters, can help to prevent malfunctions and reduce the risk of accidents.
    • Post warning signs: Warning signs can help to alert pool users to potential hazards, such as the depth of the pool or the presence of strong currents.
    • Supervise children: Children should always be supervised when using the pool to reduce the risk of accidents.

    By following these tips and maintaining a safe pool environment, property owners can help reduce the risk of accidents and protect themselves from potential legal claims.

    Examples of When a Swimming Pool Owner Has Breached the Duty to Keep Others Safe

    Examples of breaches of duty by a swimming pool owner that could give rise to liability under Alabama premises liability law include:

    • Failing to fence the pool: Alabama law requires that all residential pools be enclosed by a fence with a self-closing, self-latching gate. If a property owner fails to install a fence or fails to maintain the fence in good condition, they may be held liable for any accidents that occur as a result.
    • Neglecting pool maintenance: Property owners have a duty to keep their pool clean and well-maintained. This includes regularly cleaning the pool and maintaining pool equipment in good working order. If a property owner neglects these responsibilities and someone is injured as a result, they may be held liable.
    • Failing to post warning signs: Property owners have a duty to warn invitees and licensees of any hazards or dangers on their property. This includes posting warning signs around the pool to alert users to potential hazards, such as the depth of the pool or the presence of strong currents. If a property owner fails to post appropriate warning signs and someone is injured as a result, they may be held liable.
    • Neglecting to supervise children: Property owners have a duty to take reasonable steps to protect invitees and licensees from harm. This includes supervising children when they are using the pool to reduce the risk of accidents.

    If a property owner fails to properly supervise children and someone is injured as a result, they may be held liable.

    Never Settle Cheaply

    Don't let the complexities of a premises liability case overwhelm you. Trust our experienced team at Baxley Maniscalco Attorneys at Law to fight for your rights and hold property owners accountable.

    From slip and fall accidents to injuries caused by hazardous conditions or defective products, we have the knowledge and expertise to handle a wide range of premises liability cases. Our dedicated attorneys will meticulously investigate your case, gather evidence, and advocate fiercely on your behalf.

    Remember, premises liability claims are typically covered by liability insurance, but navigating the intricacies of insurance policies can be daunting. Let us handle the legal complexities while you focus on your recovery.

    Whether you're dealing with a negligent property owner or an insurance company reluctant to pay what you deserve, we're here to help.

    Schedule a free and confidential consultation today, and let us fight for the compensation you rightfully deserve. Don't wait—take the first step towards justice now.