Posts by Luke Williams
Small Crash, Big Questions: Can You Sue After a Minor Car Accident in Alabama?
Roughly 69 percent of all police-reported crashes in the United States result in property damage alone, with no recorded injuries at the scene. That means the vast majority of collisions look minor on paper — yet the financial and physical fallout from even a low-speed fender bender can run into thousands of dollars. If you…
Read MoreBuilding a Winning Case: What Evidence Do You Need to Win a Car Accident Lawsuit?
Alabama recorded more than 155,000 traffic collisions in a single recent year, according to the Alabama Department of Transportation — and behind each one lies a tangled question of who was at fault and who should pay. If you have been injured in a car accident and are considering legal action, the strength of your…
Read MoreWhen to Contact a Personal Injury Law Firm Near Me After an Alabama Accident
People who hire attorneys after car accidents recover an average of 3.5 times more than those who handle claims on their own — even after attorney fees are subtracted. Yet the most common reason accident victims give for not calling a lawyer is that they assumed their case wasn’t serious enough or that it was…
Read MoreCar Crash Lawsuit in Alabama: Every Type of Compensation You Can Recover
The average Alabama driver has a 90% chance of being involved in a car accident in their lifetime, according to the Alabama Department of Transportation. In 2020 alone, nearly 47,000 crashes across the state resulted in physical injuries. Yet many of those injured drivers never pursue the full range of compensation available to them —…
Read MoreCommon State Farm Accident Claims in Alabama and How to Protect Your Payout
State Farm is the largest auto insurer in the United States by direct premiums written — and one of the most common names Alabama drivers encounter after a crash. The company’s internal claims philosophy has been widely described by attorneys and industry observers as the “Three Ds”: delay, deny, defend. That approach means the friendly…
Read MoreDouble Indemnity Meaning: When Your Loved One’s Life Insurance Should Pay Twice
Only about 5% of all deaths in the United States are classified as accidental — which is precisely why insurance companies are willing to sell double indemnity coverage at relatively low premiums. They’re betting the clause will rarely trigger. But when it does — when your spouse dies in a car accident, your parent is…
Read MoreAre Settlements Taxable? What Alabama Injury Victims Need to Know Before Tax Season
You fought for months — maybe years — to get a fair settlement after an injury that wasn’t your fault. The check finally arrives, and then a question hits that nobody prepared you for: does the IRS get a cut of this? Under IRC Section 104(a)(2), compensation for physical injuries or physical sickness is generally…
Read MoreIs a Hit and Run a Felony in Alabama? When Leaving the Scene Becomes a Serious Crime
Roughly 700,000 hit-and-run crashes occur across the United States every year, and Alabama consistently ranks among the top 20 worst states for hit-and-run fatalities. Whether you’ve been injured by a driver who fled or you’re facing charges yourself, the question on your mind is likely the same: Is a hit and run a felony? In…
Read MoreWrongful Death Litigation in Alabama: What Makes This State’s Law Unlike Any Other
Alabama is one of the only states in the country where families who lose a loved one to someone else’s negligence cannot recover compensation for medical bills, funeral costs, or lost income through a wrongful death claim. Instead, the state’s wrongful death statute — codified in Alabama Code §§ 6-5-391 and 6-5-410 — awards exclusively…
Read MoreWhat Is the No Touch Law? Alabama’s Hands-Free Driving Rules Explained
Distracted driving fatalities in Alabama climbed nearly 70% over a five-year span, and a texting driver is 23 times more likely to crash than one who keeps their phone down. Those numbers drove Alabama to join more than 30 states in passing a hands-free law — what many people now call the “no touch law.”…
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